Top of main content
couple at the market

Advance Credit Card

Achieve your ambitions with a card that rewards you
advance credit card

Advance Credit Card

Available exclusively for existing HSBC Advance customers, this card offers a generous rewards programme with discounts on top brands around the world. Plus, you could enjoy the flexibility of an interest-free period of 32 months on balance transfers – all for no annual fee. Learn more about becoming an Advance customer.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

19.9% APR

Variable rep APR

19.9% p.a.

Variable purchase rate

Based on an assumed credit limit of


About this card

Card details

  • 0% interest on balance transfers for 32 months* from account opening

    A 0.6% fee applies on balances transferred (minimum £5) within the first 60 days of account opening.*

  • 0% interest on purchases for 3 months* from account opening
  • No annual fee

* At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.


  • Enjoy global discounts

    Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme.  For all offers check out the home&away website.

Using your card

  • Make contactless transactions

    Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.

  • Manage your card online

    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get an additional card

    As long as they’re over 18, you can add your partner or a family member to your account.

  • Bank anywhere with the HSBC Mobile Banking app

    Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC Mobile Banking app.

  • Use your card abroad

    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
    Credit card fees abroad

  • 24/7 worldwide assistance

    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world you can speak to our dedicated team about getting an emergency cash advance.


Apply for the HSBC Advance Credit Card

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Simply choose the way that suits you best. But first, check out the eligibility requirements for the HSBC Advance Credit Card.

Registered for Online Banking?

If you are already registered for Online Banking you can apply online now.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.