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Balance Transfer Credit Card

Discover our longest balance transfer card
HSBC visa card

Balance Transfer Credit Card

Take control of your finances with a credit card that gives you flexibility to repay what you owe. Plus, the HSBC Balance Transfer Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

21.9% APR
Variable rep APR
21.9% p.a.
Variable purchase rate

Based on an assumed credit limit of

£1,200

About this card

Card details

  • 0% interest on balance transfers for 28 months from account opening

    A 1.4% fee applies on balances transferred (minimum £5) within the first 60 days of account opening.*

  • 0% interest on purchases for 3 months* from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Rewards

  • Enjoy cashback and rewards

    Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme. For all offers check out the home&away website.

Using your card

  • Make contactless transactions

    Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.

  • Manage your card online

    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get an additional card

    Add your partner or family members over 18 to your account. It's a simple way to get more from your HSBC Credit Card.

  • Bank anywhere with the HSBC UK Mobile Banking app

    Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC UK Mobile Banking app.

  • Use your card abroad

    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.

  • Enjoy 24/7 worldwide assistance

    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for a Balance Transfer Credit Card

Please ensure you read the important information in the ‘Things you should know’ section before applying.

New to HSBC

You just need to provide a few details as part of your application.

HSBC customers

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

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Support if your card is lost or stolen.

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