Top of main content

HSBC Premier Bank Account

A premium bank account without the premium
A full life just got even fuller

From helping you manage the unexpected surprises life can throw your way to nurturing the prosperity of your family and planning for the future.

Apply for HSBC Premier:

To open a Premier account, you must meet certain financial and other criteria.

Exclusive to HSBC Premier

Fee free premium banking from HSBC Premier

No monthly Account fee for HSBC Premier Bank Account.

HSBC Premier Relationship Management Service

Including our 24/7 telephone relationship management service any time, day or night.

HSBC Premier Worldwide Travel Insurance

Protect yourself and your family whilst you are travelling.

And everything you would expect from a bank account

  • Interest-free arranged overdraft*

    Apply for a £500 interest-free arranged overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements

    *Overdraft Representative example (assumed arranged overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest.

  • Online banking
    Pay bills and send money quickly, easily and securely online
  • Mobile banking
    Keep an eye on your account with alerts sent straight to your mobile
  • Contactless Visa Debit Card
    Withdraw up to £1,000 a day from HSBC cash machines in the UK and around the world, without being charged a cash withdrawal fee
  • Connected Money

    See your accounts from different banks together in one place with our Connected Money app2 3

As an HSBC Premier customer, you and your family could enjoy the benefits of Premier Worldwide Travel Insurance at no extra cost.

ATM cash withdrawals inside and outside the UK, without HSBC non-sterling cash fees1 (a non-sterling transaction fee of 2.75% still applies).

You can get up to $2,000 emergency cash sent to any HSBC branch inside and outside the UK, providing you have available funds in your account, if your debit card is lost or stolen.

Access and send money between your eligible HSBC accounts inside and outside the UK using Global View with no payment fees.

International account opening and HSBC credit history transfer available in over 35 countries

Note: Credit history transfer is subject to availability in the country you are applying to for a current account

Using your Debit Card outside the UK: The exchange rate that applies to any debit card payments in a foreign currency (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals  a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.

Apply for an HSBC Premier Bank Account

Apply by phone

Call us on 0800 328 1296

From outside the UK: +44 1226 260 260

Lines are open 8am to 8pm weekdays and 10am to 3pm on Saturdays and Sundays (closed on Bank Holidays).

Apply in branch

You can apply for the HSBC Premier Bank Account by visiting one of our branches. You’ll just need to bring some identification, proof of your address and a recent bank statement.

Existing HSBC customers:

 

Non HSBC customers:

Existing HSBC Premier customers

For more information or telephone banking, please call:

In the UK: 03457 707070

From outside the UK: +44 1226 260 260

Lines are open 24 hours a day, subject to scheduled maintenance periods.

Important documents

1Some other cash machine operators may apply a direct charge for withdrawals from their cash machines and this should be advised on screen at the time of withdrawal. These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.

2For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.  

3Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries. 

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

Discover more Premier products and services

Enjoy travel and rewards benefits.

A full life just got even fuller.

Protect yourself and your family when you’re travelling.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.