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Your advice options

Expert guidance could help you make better financial decisions

Advice to help you take action

With thousands of investments and providers in the market, it’s hard to know where to put your money. Even experienced investors can be unsure about how and where to invest. This is why many people see the value in paying for financial advice.

A trusted financial adviser could help to increase your confidence, to help you feel supported. Their advice could help you to save time, reduce complexity and – perhaps most significantly – take action. 

If, like many of us, you struggle with decision fatigue, seeking financial advice could be a great way to help you make a big decision. And by deciding how and where to invest your money, you could give your future self a well-deserved present.

Regulated advice that answers 3 key questions

At HSBC, we’ve designed a range of 3 investment advice services to help you make the most of your money. 

Whether you take advice online, by phone or face-to-face, you’ll receive the same level of quality from us. All 3 services feature the expertise of our qualified advisers. And all 3 services are regulated – this means you can be confident that the recommendations we make will be suitable for your needs.

When you seek advice from us, we’ll take the time find out about your current situation and attitude to risk so we can answer these key questions:

  1. Should you invest?
    We’ll help you work out if you’ve enough money saved in case of emergencies before you start to invest.
  2. How much should you invest?
    We’ll take a closer look at your finances to help you work out how much you can comfortably invest.
  3. Where should you invest?
    We’ll recommend the right investment for your risk profile. 

Please remember, the value of investments and any income they generate can go down as well as up, meaning you may not get back what you invest. You can access your money if you need to, however you should aim to invest for at least 5 years.

Different options to meet different needs

The table below shows you our different advice options and how you can access them.
How much do you have to invest? Online advice on HSBC investment funds Phone advice on HSBC investment funds Face-to-face advice on a range of investments from providers including HSBC
£1,000 - £15,000 HSBC My Investment n/a n/a
£15,000 - £50,000 HSBC My Investment Wealth Advice Centre n/a
£50,000 - £100,000 n/a
Wealth Advice Centre Premier Financial Advice
£100,000+ n/a
n/a
Premier Financial Advice

Different options to meet different needs

The table below shows you our different advice options and how you can access them.
How much do you have to invest? £1,000 - £15,000
Online advice on HSBC investment funds HSBC My Investment
Phone advice on HSBC investment funds n/a
Face-to-face advice on a range of investments from providers including HSBC n/a
How much do you have to invest? £15,000 - £50,000
Online advice on HSBC investment funds HSBC My Investment
Phone advice on HSBC investment funds Wealth Advice Centre
Face-to-face advice on a range of investments from providers including HSBC n/a
How much do you have to invest? £50,000 - £100,000
Online advice on HSBC investment funds n/a
Phone advice on HSBC investment funds Wealth Advice Centre
Face-to-face advice on a range of investments from providers including HSBC Premier Financial Advice
How much do you have to invest? £100,000+
Online advice on HSBC investment funds n/a
Phone advice on HSBC investment funds n/a
Face-to-face advice on a range of investments from providers including HSBC Premier Financial Advice

Please be aware, we don’t currently offer advice for any investments under £1,000.

Each of the services shown above involve a one-off advice fee, along with applicable investment charges. The advice fee is payable from selected HSBC current or savings accounts so you’d need to hold one of these to access the services. Click on the links to find out more.

If you’d like to out more about the financial advice industry, including ways to seek independent financial advice, please visit moneyadviceservice.org.uk

Choosing your own investments

Of course, not everyone wants to receive financial advice.

If you’re happy making your own investment decisions, you can buy funds via our online fund platform, Global Investment Centre, or shares via our online sharedealing service, InvestDirect. Both services let you research, build and monitor your own portfolio of investments. And both services are available via your online banking – so there’s no new passwords to remember.

And for an overview of the different ways you can invest in an ISA, take a look at our stocks & shares ISA page.

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