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Premier Personal Loan

Turn your dream into a reality
A full life just got even fuller

Calculate your loan amount

Adjust the amount on the calculator to see how much the monthly repayments could be on your loan.

Minimum Maximum
Minimum Maximum
Representative example

Please use the calculator or the loans interest rate table for more details.

Features & benefits

  • Borrow from £1,000 to £50,000

    Subject to our assessment of your personal financial circumstances.
  • Quick decision

    No matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).
  • Fixed repayment terms

    You always know how much you need to repay each month.
  • Repayment holidays

    You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.
  • Funds transferred same day

    If approved online or in branch, you'll receive the money in your account the same day. If your application is referred, we may require further information, and the paperwork may need to be completed in branch or by post.
  • Apply for additional borrowing

    If you already have an HSBC Personal Loan, you can apply to borrow more online.
  • Make overpayments

    You can make overpayments without charge, which may reduce the amount of interest you pay.


3.3% APR* Representative

For loans between £7,000 and £30,000. 

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed.  Please use the calculator or the loans interest rate table (PDF 57KB) for more details.


Apply for a Premier Personal Loan

HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. savings or investments of at least £50,000 with HSBC in the UK; or
  2. an individual annual income of at least £75,000 and one of the following products with HSBC UK:  a mortgage, investment, life insurance or protection product.


 Or if you’ve already qualified for HSBC Premier in another country.

Not yet registered for online banking?

It only takes a few minutes to register, and once you receive your security details, you'll be able to apply online.

Apply online

If you're registered for online banking and have an HSBC current account, you can complete your application online in minutes.


You might also be interested in

Borrow from £1,000 to £25,000 and make your plans a reality with a personal loan from HSBC.

Flexible repayments between 4%-10% of the loan limit (minimum repayment applies).

Available exclusively to HSBC current account customers who are within 5 years of graduation.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.